Sell Creatively

SELL

Creatively

Real Solutions for Sellers Who Need Options

Behind on payments? Stuck with a vacant home? Can’t sell fast enough?

You’re not alone — and you don’t have to walk away empty-handed. With creative selling options like Lease Options and Seller Financing, you can regain control, stop the stress, and turn your property into cash flow or a full sale — even if the bank or market says otherwise.

What Is a “Creative Sale”?

A creative sale lets you sell your home without relying on a traditional bank or buyer.
It combines flexible terms, cash flow, and legal agreements that protect both you and the buyer — giving you an exit strategy when time, equity, or credit is working against you.

Lease Option (Rent-to-Own)

Let a pre-screened tenant-buyer lease your property with the right to purchase later.
You keep ownership and receive:

An upfront option payment (non-refundable)
Reliable monthly rent
A locked-in future sale price

This option works perfectly for sellers facing pre-foreclosure, vacancy, or low equity — you
keep cash coming in while moving toward a final sale.

Seller Financing (Owner Finance)

You become the bank.
Instead of waiting for a buyer’s mortgage approval, you finance the sale yourself under clear, legal terms.

You’ll receive:

A down payment upfront
Monthly principal and interest payments
A better return than renting — without the maintenance headaches
You stay protected with a recorded note and mortgage, and your buyer takes full responsibility
for taxes, insurance, and upkeep.

When a Creative Sale Makes Sense

Ownership Pathways

Alternative Ways to Buy — Without Traditional Bank Financing

Behind on mortgage payments or facing foreclosure
Owe too much to sell traditionally
Tired of dealing with unreliable tenants or property upkeep
Want steady monthly income without being a landlord
Need to sell quickly without a price drop or costly repairs

If any of these sound familiar — you have options, and I’ll help you find the right one.

How It Works

Free Strategy Call

We review your property, challenges, and your best possible outcome.

Custom Offer Plan

You’ll get a personalized lease option or seller finance proposal.

Paperwork & Protection

Every step is handled with full legal documentation and transparency

Close & Collect

You move on, stress-free, while your property starts working for you.

Why Work With Me

I’m a licensed real estate agent who also specializes in creative finance and pre-foreclosure solutions.
That means I understand both the traditional process and the creative paths that banks or typical agents often overlook.

You’ll get:

Professional handling of all agreements and disclosures
Pre-screened buyers (no tire-kickers or scammers)
Clear timelines and no surprises
Options that can protect your credit and maximize your outcome
Solutions that protect your credit and equity

What Our Clients Say

Testimonials

Our house payments were behind, and we were getting calls from the bank every week. Sharod explained a lease option strategy that not only caught us up but got us a $6,500 option payment upfront. The new tenant-buyer treated the home like their own, and within months, they officially purchased it. Total life-saver.

The Wilkins Family, Valley Stream NY

We couldn’t sell because we owed too much on the mortgage. Sharod structured a seller-finance deal that gave us cash flow instead of another headache. We were able to relocate without losing money on the sale.

Monique R., Míneola NY

We were thinking of going the creative route but Sharod’s marketing plan brought in multiple offers within days. His communication and honesty made all the difference. Highly recommend him to anyone selling in the Hudson Valley area.

Carlos & Jasmine P., Glenwood NY

Sharod helped me understand the entire listing process from start to finish. He was never pushy, always patient, and extremely strategic about pricing and presentation. He’s the agent you want when you need results.

Ellen G., Jamaica NY

After being denied for a mortgage twice, Sharod connected us with a rent-to-own opportunity that actually worked. We’re now proud homeowners. Couldn’t have done it without his creative thinking and guidance.

Tyrone & Aisha L., Brentwood NY

Most agents ignored me once they heard I was rebuilding credit. Sharod walked me through counseling resources and introduced me to a lender who approved me three months later. That kind of support is rare.

Jacqueline S., Newburgh NY

Don’t Let Time or the Bank Decide for You

If your property payments are becoming a burden — or you’ve been told you “can’t sell” — let’s talk before you lose more time or equity.